India's #1 Fintech Payment API

The Fastest Way to
Power Digital Payments
in India

Boom Pay is a unified payment infrastructure platform built for developers and enterprises. Integrate UPI, AEPS, DMT, BBPS, Payout, and Recharge APIs with a single SDK — and go live in hours, not weeks.

verified RBI Compliant · Fully regulated
lock PCI-DSS · Bank-grade security
speed 250ms · Avg API response
groups 500+ · Live business partners
99.9%
Uptime SLA Guaranteed
250ms
Average API Latency
10M+
API Calls Processed Daily
500+
Live Business Partners

Payment Services

One API. Every Payment Rail.

Access India's complete financial services ecosystem through a single unified integration — from UPI to AEPS, DMT to BBPS.

account_balance_wallet

Payout API

Instantly disburse funds to any bank account, UPI ID, or wallet. With real-time status tracking and automated reconciliation, your payout operations stay seamless at any scale.

bolt Instant Settlement
payments

Pay In (Collection)

Accept payments via UPI, Credit/Debit Cards, Net Banking, and Wallets. Industry-leading success rates with intelligent routing and zero-friction checkout experiences.

bolt Multi-Channel
fingerprint

AEPS API

Enable Aadhaar-based banking services for cash withdrawals, balance inquiries, and mini statements. Empower rural India's unbanked population with our AEPS integration.

bolt Biometric Auth
send

DMT API

Domestic Money Transfer to any Indian bank account, 24/7/365. Support IMPS, NEFT, and RTGS rails with real-time delivery confirmation and automated reconciliation.

bolt 24/7 Available
receipt_long

BBPS API

Integrate Bharat Bill Payment System to enable electricity, water, gas, broadband, and insurance bill collections. One API to cover 20,000+ billers across India.

bolt 20,000+ Billers
phone_android

Recharge API

Offer mobile prepaid, postpaid, DTH, and FASTag recharge services. Widest operator coverage in India with real-time success confirmation and instant commission crediting.

bolt All Operators
payout.js · Boom Pay SDK 
// Install: npm install @boompay/sdk
const BoomPay = require('@boompay/sdk');

const client = new BoomPay({
  apiKey: 'bp_live_••••••••',
  environment: 'production'
});

// Execute instant payout via UPI
async function disburseFunds() {
  const payout = await client.payouts.create({
    amount: 500000,   // ₹5,000 in paise
    currency: 'INR',
    method: 'upi',
    destination: 'merchant@okaxis',
    reference: 'ORDER_78234'
  });

  console.log(`Status: ${payout.status}`);
  // → Status: SUCCESS | ID: pay_9xKLm...
}

// Webhook: real-time event streaming
client.webhooks.on('payout.success', handler);
client.webhooks.on('payout.failed', handler);

Developer First

Built for Developers, Loved by Teams

Our REST API and SDKs are crafted for maximum productivity. Go from sandbox to production in hours with clean, predictable interfaces and world-class documentation.

  • check

    Modern REST API

    JSON-first, versioned, and fully documented. Consistent error codes, predictable pagination, and intuitive resource naming.

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    Real-Time Webhooks

    Event-driven notifications for every transaction state — SUCCESS, PENDING, FAILED — delivered with signed payloads.

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    Multi-Language SDKs

    Native libraries for Node.js, Python, Go, Java, and PHP. Auto-generated types with TypeScript support.

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    Sandbox Environment

    Full-featured test environment with simulated responses, edge cases, and pre-loaded test credentials.

Why Boom Pay

The Infrastructure India Trusts

We're not just another payment gateway. We're the infrastructure layer powering the next generation of Indian fintech applications.

01

RBI Regulated & PCI-DSS Certified

Full regulatory compliance with Reserve Bank of India guidelines. Bank-grade security with PCI-DSS Level 1 certification and ISO 27001 infrastructure.

02

99.9% Uptime with Active Redundancy

Multi-region deployment with automatic failover. Your payment flows never stop — even during peak load events like festival sales and GST deadlines.

03

Single Integration, All Payment Rails

One API key unlocks UPI, AEPS, DMT, BBPS, Cards, Wallets, and Recharge. No juggling multiple vendor contracts or reconciling disparate data sources.

04

Intelligent Payment Routing

Our AI-powered routing engine maximizes success rates by automatically selecting the optimal payment rail and bank partner for each transaction.

05

Dedicated Integration Support

Every partner gets a dedicated technical account manager during integration. 24/7 support with sub-2-hour SLA for production issues.

06

Transparent Pricing, No Surprises

Clear, usage-based pricing with no hidden fees, setup costs, or minimum commitments. Scale from 100 to 10 million transactions without renegotiating.

Fintech Insights

Boom Pay Blog

Expert guides, API tutorials, and industry analysis for Indian fintech builders.

View all posts →

Start Building Today

Ready to Power Your Payments
with Boom Pay?

Join 500+ businesses already using Boom Pay. Get your API keys in minutes — no credit card required.

FAQ

Frequently Asked Questions

Boom Pay is a fintech payment infrastructure platform designed for developers, startups, and enterprises in India. It provides APIs for UPI, AEPS, DMT, BBPS, Payout, and Recharge — allowing businesses to integrate all major Indian payment rails through a single platform.
Most integrations go live within a few hours to 2 business days. We provide comprehensive documentation, SDKs in multiple languages, a sandbox environment, and dedicated integration support to make your go-live as fast as possible.
Yes. Boom Pay operates in full compliance with Reserve Bank of India (RBI) guidelines for payment aggregators and intermediaries. We are also PCI-DSS Level 1 certified and follow ISO 27001 security standards for data protection.
We support UPI (collect & intent flows), Credit/Debit Cards, Net Banking, AEPS (biometric Aadhaar payments), DMT (IMPS/NEFT/RTGS transfers), BBPS (20,000+ billers), and mobile/DTH/FASTag Recharge — all via a single API integration.
Yes. Our full-featured sandbox lets you simulate real transactions, test failure scenarios, and validate webhook events before going live — all free with dedicated test credentials.
Every partner gets a dedicated technical account manager during integration. We offer 24/7 production support via email, chat, and phone, with a sub-2-hour SLA for critical issues. Our developer community and documentation portal are available around the clock.